Saturday, June 30, 2012

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A handful of thoughts ? Health And Safety Courses Are Essential ...

There are many companies, by making by using pc systems encourage online safety coaching to be made available to all or any employees in all business units. These are typically great safety videos that may help save businesses a lot of money. Safety instruction is not a new concept, it has just became on-line.

A person could possibly debate that a group working in workplaces may not have to be trained frequently concerning well being and also basic safety, nonetheless this is not true, everybody at any level in a business, business even in school or learning school, where you will find people, training is important. However with regards to commercial and also production line employees it is recommended.

Companies have made made available Online OSHA Training on-line to ensure well being and safety for numerous years. The incredible fact is that being online it extends to a wider audience and covers all levels of work. Consequently many much more individuals are actually reached regarding safety training.

Equipping individuals with health and safety training demonstrates that businesses are not only preoccupied with the company, but also with the well-being associated with employees from your administration staff to the floor workers. Applying coaching on-line is essential to meet up with your compliance coaching requirements.

The benefit obtained by employee coaching is the fact that it can keep your work on schedule and in production. A personal injury, especially when it occurs to an important member of your employees, can hijack a job and postpone it for days. Even minor injuries, can easily halt and harm the manufacturing schedule. No matter your profession, all can greatly gain benefit safety videos, show casing the various situations that one can face in the work environment.

There are lots of good reasons why safety training is imperative and integral component to companies and businesses. Exactly where you discover employees, no matter what the position, there is at all times a risk to safety. It ought to be top priority to make sure safety training. Safety training along with osha training are a crucial part to the wellbeing of all people.

Online training genuinely does decrease costs within the work environment. There are many corporations and companies that fail to see how they or their workers can benefit from providing safety training classes for their workers. Yet research have shown that expenses are a lot lower when utilizing online coaching, than really employing somebody to continually bring safety coaching to all. Video or online training may be life saving to all.

On-line well being and safety courses, where you least anticipate it. Go to http://www.safetyinstruction.com - you will discover all the information you?ll need regarding safety coaching in the workplace. Safety training at workplace can and does save lives.

For more information about Online Safety Training visit our website: OSHA Training courses

Source: http://myselfpallavi.com/2012/06/30/health-and-safety-courses-are-essential-nowadays/

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Abilene Dance Group Representing Texas In 2012 London Olympics

With the biggest performance of many of their lives less than a month away, these little dancers are feeling a variety of emotions.

"Excited."

"Nervous."

"I'm kind of nervous, excited and scared."

Dance Limited, School of Dance will be traveling thousands of miles away to perform in the 2012 London Olympics.

"We've worked really hard to get here," says Cindy Mundschenk, the dance instructor.

So hard in fact that they were the only troupe invited from the state of Texas.

"It didn't happen by accident and my dancers are talented. They're hard working," Mundschenk continues.
?
"We've been practicing a lot, since the end of last year," Leilani Tibbitts adds.

When the group decided they would honor their great state with Texas music, they realized they had to recruit more people for the show.

Who better than the dads of course? Experience was not a requirement to join the team, because Scott Youngquist says he sure did not have any.

"Other than the occasional barn dance or whatever, no. Definitely no professional experience," says Youngquist.

Regardless of how long each performer has been dancing, this opportunity will be one to remember.

Youngquist says, "This is going to be something she'll remember for the rest of her life."

"It's such an honor, such an honor to be representing Texas," says Mundschenk.?

Source: http://bigcountryhomepage.com/fulltext?nxd_id=510262

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Friday, June 29, 2012

Robbery reported at Union Park

Des Moines police are investigating a reported Thursday evening robbery at Union Park.

Jarrett Hall, 21, ended up in the hospital but told police the wallet the robbers got away with didn?t have any cash in it, authorities said.

According to police, Hall and his girlfriend went to leave Union Park around 7 p.m. As he climbed into the driver?s seat of his car, two men approached, one from the driver?s side and the other from the passenger?s. One was apparently wearing a mask and the other had sunglasses on his face.

The man on the driver?s side demanded money and pointed a gun at Hall through the car?s open window, police said. When Hall didn?t provide any cash, the suspect hit him on the top of the head with the butt of the gun, causing a laceration to the top of his head that began bleeding, authorities said.

Hall handed over his wallet, which contained no money, and both men ran away.

Hall?s girlfriend drove him to the hospital and he called police.

No suspects are listed in the police report.

Source: http://blogs.desmoinesregister.com/dmr/index.php/2012/06/29/robbery-reported-at-union-park/

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PFT: PM kickoffs pushed back by 10 minutes

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The Saints reportedly are poised to make Drew Brees the highest-paid player in NFL history, and the Saints allegedly aren?t negotiating with Brees in good faith.

We?d hate to see how much money the Saints would be offering Brees if they were acting in good faith.

Lost in the contention that Brees? role in the 2011 labor talks are being used against Brees in his contract talks is the fact that the Saints have repeatedly made very significant offers to Brees.? In 2011, they made an offer that would have put Brees in the Peyton Manning/Tom Brady ballpark.? In February 2012, they applied the exclusive version of the franchise tag, which put Brees in line for $16.371 million this season, more than $1 million per game.? In March 2012, they offered another deal that would have made him the highest paid player in the league.? In June 2012, they upped the ante once again.

So where?s the bad faith?

Not giving a guy everything he wants isn?t bad faith.? Not blowing out a team?s salary cap for one player isn?t bad faith.

If the Saints aren?t happy with their most important player because of his role in the labor talks, then the other 31 teams presumably like him even less.? So bad faith would have been, at a minimum, using the non-exclusive version of the franchise tag, since no other team would have signed him to an offer sheet and given the Saints a pair of first-round picks if the Saints hadn?t matched.

Bad faith also would have been giving him no franchise tag at all, thrusting him onto a market full of teams that would have collectively lowballed him, as their way of blackballing him.

Drew knows deep down that the Saints aren?t sticking it to him, because of his role in the CBA talks or for any other reason.? That?s why the initial report from Jason La Canfora of CBSSports.com regarding the union?s contention that the Saints are discriminating against Brees contains the ludicrous suggestion that ?The quarterback did not play a role in the decision . . . with the union moving forward of its own accord.?? Brees wants to squeeze the Saints with an unfounded claim without getting his hands dirty, so he?s hiding behind the notion that the NFLPA has decided on its own, without regard to the wishes of a member of its Executive Committee, to make an outlandish charge that the Saints, by offering consistently to make him the highest-paid player in the league, are screwing him.

Brees has built up plenty of equity in New Orleans and elsewhere over the years.? If Saints fans take the time to see through this one, it could all be gone in the blink of an eye.

None of this changes the fact that the Saints foolishly have delayed getting this deal done.? With coach Sean Payton suspended for the year and with the franchise otherwise in disarray, Brees? presence during the entire offseason program should have been regarded as critical to a successful effort in 2012 ? especially since the Saints? postseason performance hinges on home-field advantage unlike any other team in the league.

The Saints also had been leaking that Brees wants more money than he actually has demanded.? Stupid, yes.? Bad faith, no.

The Saints need Brees.? The Saints love Brees.? But his role in the CBA talks is irrelevant to the ongoing inability to work out a long-term deal, and Brees knows it.

Source: http://profootballtalk.nbcsports.com/2012/06/28/nfl-bumps-late-afternoon-kickoffs-by-10-minutes/related/

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Thursday, June 28, 2012

Four Easy Ways to Play Beta and Volatility with ETFs - Zacks.com

Volatility in the equity market in recent years resulted in investors becoming overly vigilant while constructing their portfolios. In an effort to provide security to investors against prevailing market precariousness, ETF issuers have expanded their product array by launching low volatility and high beta ETFs in the market.

In order to have a better understanding of the products one must know what volatility and beta of a stock/fund means. Volatility refers to historical variations in the price or total return of a stock while beta refers to the stock?s sensitivity compared to the overall market (Six Easy Ways To Target Low Volatility Stocks With ETFs).

Low volatility and high beta ETFs have been specially designed to address the changing moods of the market. Unlike traditional market capitalization weighted fund ETFs, these products provide weight to the stock on the basis of their volatility and beta. Attributable to this distinctive style of weighting holdings, these products have become all the more appealing and popular among investors especially in the current market environment.

The current market turbulence is a good time to pick low volatility and high beta ETFs. Such ETFs are most suitable for investors who have a directional view of the market and are looking for more strategic ways of investing. Volatility and beta weighted ETFs provide investors with an option to alter the risk level in their portfolio while still maintaining broad market exposure (Three Low Beta Sector ETFs).

How are these ETFs used?

The ETF space has provided investors with an option to play in both the bullish and bearish phases of the market. When bullish, the investor can take advantage of the rally by investing in high beta ETFs and increase returns. In a bearish market, the investor can look to scale back risk by putting money in low volatility ETFs instead.

Investors who are bullish on the market can add high beta ETFs in their portfolio thereby capitalizing on increasing trends. These high beta ETFs generally include those stocks which have a beta of more than 1. So when the market rallies, these stocks will rise faster than the market as high beta stocks are those stocks that exhibit more volatile returns compared to the market.

For instance, stock like Wyndham Worldwide (WYN - Analyst Report) which has a high beta of 2.96, had yielded a positive return of about 16.2% in a 52-week period when S&P 500 rose by almost 0.51%.

Conversely, investors who believe that the market will go down can reduce or minimize the risk by including low volatility ETFs in their portfolio. Low volatility ETFs work effectively in down markets as such ETFs include those stocks in the fund which tend to fall less. Low volatility ETFs have become very popular in times of uncertainty?like right now-- as these are known to mitigate risks when the markets are subject to big swings.

Risk

The performance of a fund depends on the directional move of the overall market, the occurrence of which cannot be guaranteed. So if the market moves in the opposite direction, then the overall strategy may fail to deliver the desired results.

Also, the majority of the high-beta stocks belong to the cyclical sectors like construction, real estate, banking, and metals. These sectors are not only cyclical in nature but are also interest rate-sensitive. One negative aspect of the volatility ETFs is that when the market is in the bullish phase, these ETFs fetch just average returns.

Improvement in the ETF industry has shown the path for the building of products inclined towards the high beta and low volatility stocks. Investors seeking to play on this slice of the market should look for ETFs like SPHB, SPLV, HBTA and LVOL.

Below, we highlight these products in a little greater detail, offering up some of the factors which make these funds tick for investors looking to make a play on either high beta, or low volatility stocks in basket form:

PowerShares S&P 500 High Beta Portfolio (SPHB)

SPHB, launched in May 2011, is one of the pioneers of the factor-driven ETFs. This is an ETF that aims to provide an exposure to U.S. stocks which have exhibited high beta over the past 12 months.

The ETF has been designed to offer investors an option to strengthen their overall exposure against the volatile U.S. equity market. Investors who want to ride the rally may invest in this ETF.

Although the fund was launched only recently, it was quickly noticed by many investors thereby building an asset base of $58.4 million. SPHB provides exposure to 100 U.S. high beta stocks from the S&P 500. ?

Also, the expense appears to be reasonable at 25 basis points while volume is high at 309,800 (Guide to the 25 Cheapest ETFs).

In terms of the portfolio, the fund appears to be highly sector specific as almost 60% of the asset base is invested in the Financials and Energy sectors (Three Financial ETFs That Avoid Big Bank Stocks). The remaining 40% is divided among Information Technology, Consumer Discretionary, Industrials, Materials and Telecommunication Services.

The fund?s concentration level in the top 10 holdings is, however, low at 12.21%. Among individual holdings, Genworth Financial Inc. (GNW) with a beta of 1.70 takes the top spot in the fund with 1.30% of asset invested while Alpha Natural Resources, Inc. (ANR) and Bank of America Corporation (BAC) with respective betas of 2.69 and 1.81 occupy the second and third positions.

Russell 1000 High Beta ETF (HBTA)

Russell 1000 High Beta ETF follows the same strategy of investing in high beta stocks but the there is one attribute which differentiates it from SPHB. SPHB takes historical beta into account i.e. beta over the past 12 months while HBTA provides exposure to those stocks that are predicted to have a high beta as determined by a screening and ranking methodology applied to the output of the Axioma U.S. Equity Medium Horizon Fundamental Factor Risk model.???????????????????????????????????????????????

The product was launched in the same month as SPHB but this ETF received less investor attention which resulted in an asset base of just $4.3 million, much lower than SPHB.

Despite an expense ratio of 5 basis points lesser than SPHB, the fund could not manage to strengthen its asset base. Total stock holdings stand at 113.

If we look at the portfolio holding pattern, this fund is free of sector-specific risk and appears to be diversified by industries. Producer durables gets the maximum share of the asset at 26.2% while technology and materials?make up 19.4% and 16.8% of assets, respectively.

The common attribute between the two funds is that both are free of company-specific risks. The concentration level in the top 10 holdings of this fund is 20.6%. The Sherwin-Williams Company (SHW) takes the top position in the fund.

The return from the fund over a period of 1 year is negative 10.2% while Russell 1000 yielded a negative return of 1.23%.

Russell 1000 Low Volatility ETF (LVOL)

While HBTA provides exposure to high beta ETFs, Russell 1000 Low Volatility ETF works more effectively in a bearish phase of the market when investors seek to minimize their risk while still maintaining domestic equity exposure. This ETF includes stocks with low volatility and seeks investment result that closely corresponds to the total return of the Russell-Axioma U.S. Large Cap Low Volatility Index.

The Index has been designed to deliver exposure to stocks with low volatility as determined by a screening and ranking methodology applied to the output of the Axioma U.S. Equity Medium Horizon Fundamental Factor Risk model.

In a scenario where markets are experiencing big swings, low volatility ETFs fulfill the requirements of investors who seek to limit their downside risk. Making use of the volatility in the market, the fund could manage to build an asset base of $65.1 million in just one year at a minimal charge of 10 basis points.

LVOL provides access to 105 securities in its basket and doesn?t allocate more than 2.12% to any one stock in particular. This suggests that the product is well diversified from an individual security perspective and is unlikely to face company-specific risk.

With regard to sector exposure, consumer staples takes the top spot at 19.4% of assets, followed by 16.6% in Utilities, 16.2% in Health Care, and a 11.9% allocation to Producer Durables (The Comprehensive Guide to Consumer Staples ETFs).

PowerShares S&P 500 Low Volatility Portfolio (SPLV)

SPLV, launched in May 2011, is an ETF that aims to provide an exposure to the U.S. stocks which have displayed low volatility over the past 12 months. The ETF has been designed to offer investors an option to lessen their risk against the volatile U.S. equity market.

Despite the relatively recent launch, it could manage to build a solid asset base of $1,758.2 million. SPLV provides exposure to 100 U.S. low volatility stocks from the S&P 500.? Also, the expense appears to be reasonable at 25 basis points while volume is high at 900,000 shares.

In terms of portfolio holdings, the fund has 29.1% invested in Consumer Staples thereby holding the top position in the sector profile of SPLV. Among individual holdings, Southern Company (SO) and Kimberly-Clark Corporation (KMB) are the top two companies for investment. The fund?s year-to-date return stands at 4.16%.

Want the latest recommendations from Zacks Investment Research? Today, you can download 7 Best Stocks for the Next 30 Days. Click to get this free report >>

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summer camps - Affordable Boys Residential Summer Camping ...


by Frankin Kosta
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summer camps More Details about summer camps here.

Camping programs are best and alternative options for all of those teenagers that want abets education as well as extra circular activities in their life as these programs not only conducted entertainment performance activities but also suggested many health care related programs for suffering kids. All learners are free in this environment means they can do any thing which they want like dancing, music, art, sport etc. A personal growth teen camping program are also great choice for every kids as these programs provide young people the chance to raise and learn in a secure yet stimulating atmosphere. The camping programs give specialized Christian counseling and Biblically based coping abilities programs Teens Christian camping programs are considered as good option to boarding schools, wilderness programs, and drug rehab centers to contract with behavior problems. They plan at restoring the troubled teens to a exacting life of authority, reason, in addition to probable.. Computer or academic summer camping programs offer kids and teens powerful educational facts by exposing them to a multiplicity of aspects increasing their readiness about college. Academic summer camps focus more around studying exact areas or things, and are typically more of an addition of the school classroom that may also comprise outdoor components or more concerned means of study Sports summer camps for boys contain many sport related activities such as swimming, hiking or tennis. Most sports programs that can be play in summer are built-in in such kind of sport boot camps. Sometimes such outdoor programs organize special events suiting to exact set of participant. Boys Overnight camps are sometimes set near a water body where the campers like recreational performance such as swimming, baseball and cookouts. The evenings are exhausted around a campfire. The highlight of this wonderful event is a chance to nap under the stars. These overnight outdoor programs are the great place when learners spend their best moment of life. Teenagers adventure summer camps plan at providing some eventual adventurous knowledge and training to let the kid study different methods to live in adverse circumstances. However, these adventure camping programs for girls can be fun too and include multiple outdoor activities like caving, rock climbing, paddling, rowing, primitive technology, etc. These camping programs are organized by soccer academies can also instill social skills into the trainees. It develops self-assurance, self-esteem and examines skills. Social skills allow them to expand management and communiqu? skills. In addition they extend the skill of originality and accepting liability.

The skills that are usually oriented in summer basketball camps contain the basic basketball abilities like dribbling, shooting, rebounding, passing and defense. These skills are very useful when students have passion in basketball games and want to play this game as an international player. These residential summers camp offers experiences that face children to make the right choices in talking, thinking, and behaving. These outdoor programs provide children with an all around positive environment enhancing their unique strengths, skill and interests allowing them to return home with a new height of inner power, admiration for others, self-esteem, and adulthood also.

Get more information on California boys residential camps with the help of this site. Get best information on kids summer programs by click this website.

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More Details about summer camps here.

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Wednesday, June 27, 2012

Living Will Challenges - Perlin Estate Planning

These critical documents about your preferences for end-of-life care don't always work as planned. More flexibility might be the answer.

Making end of life decisions means generating and updating your living will (or advance health care directive). These documents often appear simple, but that doesn?t mean the underlying issues themselves aren?t complex.

According to a recent article in The Wall Street Journal titled ?A New Look at Living Wills,? unfortunately these issues are only growing increasingly complex.

In its essence, the living will is a document in which you clarify your medical wishes. This allows your loved ones to implement them if you are incapacitated and unable to reflect upon them yourself in the future. Given modern medical science, doctors can keep a human body ?alive? long after the ?person? inside has lost what he or she would have regarded as a minimally acceptable quality of life.

With each new advance in medical science, there seem to be more and more ethical and legal dilemmas. For example, the typical living will contemplates feeding tubes and respirators, but these can maintain a ?persistent vegetative state? leading to shades of gray for the appointed health care agent and physician as they interpret your wishes. Moreover, the boundary between the patient being ?there? or ?not there? is only getting hazier as science progresses. In the end, even physicians don?t always seem to understand the power they may be wielding over life and death.

Planning for your end-of-life scenarios is never easy, nor is it easy to faithfully interpret the wishes of a loved one. Nevertheless, as with all aspects of estate planning, communication with your agents, loved ones, physician and spiritual advisor holds the key to success as you define it.

Reference: The Wall Street Journal (June 8, 2012) ?A New Look at Living Wills?

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Mexican Pena Nieto has big lead for Sunday's election

MEXICO CITY (Reuters) - Mexican presidential front-runner Enrique Pena Nieto goes into Sunday's election with a wide lead over his rivals, opinion polls showed on Wednesday, putting him on track to return to power the party that ruled for much of the last century.

The final voter survey of the campaign by newspaper El Universal showed Pena Nieto, of the opposition Institutional Revolutionary Party, or PRI, rising 4.2 percentage points to 41.2 percent from a poll published on June 18.

That gave him a 17.4-point lead over leftist and 2006 runner-up Andres Manuel Lopez Obrador, who rose 0.3 percentage points to 23.8 percent, the survey showed.

Josefina Vazquez Mota, candidate of the ruling National Action Party (PAN), trailed in third place with 20.6 percent, a drop of a 0.8 percentage point from the previous survey.

Two other polls published on Wednesday, legally the final day of campaigning, gave the PRI candidate a lead of between 10 and 16 points over Lopez Obrador, a former mayor of Mexico City.

Mexican financial markets already have factored in a Pena Nieto win, so a close finish that puts his mandate and economic reforms at risk could spook investors and hit asset prices.

Pena Nieto's PRI ruled Mexico between 1929 and 2000, when it was ousted by the PAN in a presidential election.

The PAN's victory was hailed as a triumph of democracy, but its record on the economy and its failure to contain violent crime opened the door to a return by the PRI.

President Felipe Calderon has struggled to improve weak growth, unable to push through many of his planned reforms because of opposition from the PRI and other parties in Congress, where the PAN has never had a majority.

Meanwhile rampant violence between drug cartels and their clashes with the state has claimed more than 55,000 lives since 2007, further eroding confidence in the government.

Calderon sent in the armed forces to bring the gangs to heel soon after taking office in December 2006, but despite capturing or killing many top bosses, the bloodshed has escalated.

BREAK FROM PRI'S PAST

The PRI laid the foundations for modern Mexico, though the latter part of its long rule in particular was tainted by corruption, vote-rigging and heavy-handed repression of dissent.

Pena Nieto has sought to distance himself from the PRI's criticized past legacy, saying the party has changed.

"There is a new PRI," Pena Nieto said in an interview with newspaper El Universal's Wednesday edition. "It's the others who have not changed. They are living in the past.

"But the PRI never left. It has lost and won, competed democratically and understood change," he said.

Pena Nieto has pledged a tax overhaul and to open up state oil monopoly Pemex to more private investment, breaking with the traditions of the PRI, which nationalized Mexico's oil industry in 1938.

The bold steps he has promised to boost outside involvement in oil exploration, refining and production are central to his bid to revamp the PRI's image and plans to boost the economy.

But even if he wins the election and his party secures a majority in Congress, Pena Nieto faces a challenge to shake up Pemex, which is struggling with a heavy tax burden, bloated workforce and oil fields in decline.

CONGRESSIONAL MAJORITY

Another poll published for the Excelsior newspaper put Pena Nieto's support at 44 percent, a 16-point lead over Lopez Obrador. That poll had Vazquez Mota, who is bidding to become Mexico's first woman president, in third place with 25 percent.

A third poll by the Reforma newspaper showed Pena Nieto maintaining a sizeable lead with 41 percent support, 10 percentage points ahead of Lopez Obrador on 31 percent.

The three polls were conducted between June 21 and 25 using samples of 1,200 to 2,000 eligible voters. The margin of error for the polls was 2.9 percentage points or lower.

Recent polls suggest the PRI could win a working majority in both the Senate and lower house of Congress.

That would help strengthen its mandate to push through fiscal and energy reforms that stalled under Calderon.

Lopez Obrador lost the 2006 election to Calderon in a tight finish and contested the results, staging months of protests and unnerving investors in Latin America's second-largest economy.

He has stirred up fears of a repeat of the chaos, accusing the PRI of trying to rig the vote, although any protests may be short-lived if Pena Nieto wins by a wide margin.

A close result would raise the risk of demonstrations, particularly as Lopez Obrador has the support of a newly emerged student movement that shook up the campaign with huge rallies.

"Lopez Obrador is showing a very different face, but he seems very like (Venezuela's) Hugo Chavez or (Bolivia's) Evo Morales or those kind of leaders," said Mario Genaro, 42, as he waited for Pena Nieto to speak at a closing campaign rally in the town of Toluca outside Mexico City.

"I hope we Mexicans have the vision to see he is not a person that is right for us," said Genaro, who lived for 10 years in Laredo, Texas, working for Ford but returned in 2010 after the U.S. recession to open his own business.

(With reporting by Mica Rosenberg in Toluca and Miguel Angel Gutierrez in Mexico City; Editing by Simon Gardner and Anthony Boadle)

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Los Angeles Estate Planning Tax Attorney Bruce Givner: Record ...

?Under California and federal laws, a trustee must make an accounting to beneficiaries, pay any required taxes, and file any necessary local, state, and federal reports,?? said Los Angeles Estate Planning Tax Attorney Bruce Givner.? ?Because of this duty,? continued the Los Angeles Estate Planning tax Attorney, ?trustees must keep complete and adequate records.?

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Legal Documents

?The first important legal document a trustee must keep is the original trust instrument,? said Estate Planning Tax Attorney Bruce Givner who also practices in Beverly Hills, Calabasas, and other areas of Los Angeles County.? ?The trustee must also keep all documents which amend the trust,? Givner added.? ?Furthermore, if the trust is revised from beginning to end, the trust restatement document must also be maintained.?? The trustee should also keep the original of any other legal document which affects the trust, such as tax documents, correspondence, promissory notes, asset purchase documents and evidence of titles, and any court matters.


Trustee?s Diary

A trustee should maintain a diary of all time the trustee spends handling trust business, and keep a record of trust expenses.? ?A trustee should also keep a record of all discretionary decisions made for the trust,? said Estate Planner Givner.? ?Each discretionary decision entry should include any professional advice obtained, as well as any information, documents or legal authority used to make the decision."

Financial, Asset, and Tax Documents

A trustee must keep all financial and asset documents, such as bank records, invoices, and appraisals.? Though trust beneficiaries have three years from receipt of an accounting to file any objection, the trust instrument can reduce the objection period to as little as 180 days.

Givner & Kaye focuses on sophisticated estate planning and asset protection plans in Beverly Hills, Calabasas, West Los Angeles, Hollywood, and other areas of Los Angeles County.? On the first and third Thursday of every month, Givner & Kaye hosts its MCLE & CE accredited series - "Thursday Insights."???On June 21stth, join Givner & Kaye for insights into ?The Five Most Common Business Frauds that Every Business Should Know.?? Call Los Angeles Tax Attorneys Givner & Kaye at (310) 207-8008 today.?

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Tuesday, June 26, 2012

Assisted Living Facilities in Ohio - Finding Reliable Assisted Living ...











There will come a time when everyone of us will get old. This is a fact of life that cannot be changed, and we should accept this with open arms. Everyone will have dreams when they are young -- to be rich, to be successful, to raise a family, or just to live a normal live -- but no one really thinks about the time when they start to grow old, which is just as important to plan for as our younger years. Many people will stay with their children when they retire and grow old, but this situation isn't always an option. Fortunately, there are reliable assisted living facilities in Ohio that can serve as a great setting for the golden years.

With old age comes a host of illness, this is something that can affect everyone. Even people who have been living their whole lives in a healthy way might fall victim to illness as they age. In some cases, the traditional roles are reversed, and the children must care for the parent.

This can put a strain on someone that has not been trained to handle this kind of situation. Taking care of elderly family members can be stressful and difficult, no matter how hard you try. Making a decision to move an aging parent or loved one to an assisted living facility in Ohio should be a serious consideration because it can benefit both the elderly resident and their family members as well. The care that your parents will be able to receive -- particularly the peace of mind that will come with it -- is something that money cannot buy.

The important thing to remember is that sending parents or other loved ones to an assisted living facility doesn't mean you don't love your parents. On the other hand, it proves that you want the best care they can receive in an environment they can enjoy and live life pleasantly with their peers. After spending years taking care of you and grooming you to be an adult, it is only right that you give them the same amount of love they gave to you by allowing them to flourish in a positive environment. Another advantage is that with all the medical equipment available at an assisted living facility, you know your parents will be safe and that the facility will be able to respond to any emergency that might take place faster and better than you could have at home.

If taking care of them is becoming too much to bear, talk to you parents or other aging family members about moving to an assisted living facility. A high-quality facility will provide a great experience for both you and your parents.

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Don't Look at My 25 Most Played on iTunes. Ever. [Twitter Wisdom]

The same reason I don't want you to see my 25 most played songs on iTunes is the same reason I don't push Spotify updates to Facebook. You would find that I've listened to Britney Spears' "Til the World Ends" a total of 72 times. It's a great dance track, ok? More »


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Vicious wildfires spread to Colo. tourist centers

In this Saturday, June 23, 2012 photo provided by Darrell Spangler, a firefighter works the scene of a home being consumed by flames in Estes Park, Colo. As many as 21 structures were destroyed by the fire on Saturday. Eight separate wildfires are burning across Colorado, which is seeing record-breaking heat. (AP Photo/Darrell Spangler) MANDATORY CREDIT

In this Saturday, June 23, 2012 photo provided by Darrell Spangler, a firefighter works the scene of a home being consumed by flames in Estes Park, Colo. As many as 21 structures were destroyed by the fire on Saturday. Eight separate wildfires are burning across Colorado, which is seeing record-breaking heat. (AP Photo/Darrell Spangler) MANDATORY CREDIT

In this Saturday, June 23, 2012 photo provided by Darrell Spangler, fire consumes a home in Estes Park, Colo. As many as 21 structures were destroyed by the fire on Saturday. Eight separate wildfires are burning across Colorado, which is seeing record-breaking heat. (AP Photo/Darrell Spangler) MANDATORY CREDIT

Bill Hahnenberg, incident commander for the High Park Fire, appears during an interview on his last day in charge of firefighting operations, Sunday, June 24, 2012, at the Fort Collins Armory in Fort Collins, Colo. A new incident command team takes over on Monday, June 25. With eight wildfires burning, including a fire that has scorched more than 118 square miles and destroyed at least 191 homes near Fort Collins, Colorado is having its worst wildfire season in a decade. (AP Photo/The Coloradoan, Dawn Madura) NO SALES

Ken and Dottie Wanberg inspect a map as they try to gather news of their second home, which is located inside an evacuated area in the Glacier View subdivision, on Sunday, June 24, 2012, outside The Forks in Livermore, Colo. With eight wildfires burning, including a fire that has scorched more than 118 square miles and destroyed at least 191 homes near Fort Collins, Colorado is having its worst wildfire season in a decade. (AP Photo/The Coloradoan, Dawn Madura) NO SALES

Smoke rises from the High Park Fire on Sunday, June 24, 2012, near Livermore, Colo. With eight wildfires burning, including a fire that has scorched more than 118 square miles and destroyed at least 191 homes near Fort Collins, Colorado is having its worst wildfire season in a decade. (AP Photo/The Coloradoan, Dawn Madura) NO SALES

(AP) ? Flames forced thousands of Colorado residents from their homes over the weekend and disrupted vacation plans for countless visitors as smoke shrouded some of the state's top tourist destinations, including majestic Pike's Peak and tranquil Estes Park.

Colorado is having its worst wildfire season in a decade, with more than a half dozen forest fires burning across the state's parched terrain. Some hotels and campgrounds are emptying ahead of the busy Fourth of July holiday.

One of the newest fires, a blaze near Colorado Springs, grew to more than 6 square miles Sunday after erupting just a day earlier and prompting evacuation orders for 11,000 residents and an unknown number of tourists.

The fire sent plumes of gray and white smoke over the area that obscured at times Pikes Peak, the most-summited high-elevation mountain in the nation and inspiration for the song "America The Beautiful."

Winds had started to push smoke away from Colorado Springs and evacuations orders were lifted for the 5,000 residents of nearby Manitou Springs, but area residents and tourists still watched nervously as haze wrapped around the peak.

"We're used to flooding and tornadoes, nothing like this," said Amanda Rice, who recently moved to the area from Rock Falls, Ill. Rice, her husband, four children and dog. They left a Manitou Springs hotel late Saturday.

Rice, scared when she saw flames, took her family to the evacuation center before she was told to go.

"It was just this God-awful orange glow. It was surreal. It honestly looked like hell was opening up," Rice said Sunday.

Even while other large fires burn across the West, Colorado's blazes have demanded half the nation's firefighting fleet, according to Colorado Gov. John Hickenlooper. He said C-130 military transport planes from Peterson Air Force Base in Colorado Springs would begin assisting Monday.

"People recognize this is going to take a big push" to extinguish, Hickenlooper said Sunday from a Colorado Springs grocery store, where volunteers were passing out burritos, sandwiches and drinks to 350 firefighters working near Pikes Peak.

A statewide ban on open campfires and private fireworks has been in place for more than a week.

While no homes were reported damaged in the Colorado Springs-area fire, a forest fire near Rocky Mountain National Park destroyed structures near the mountain community of Estes Park. The Larimer County Sheriff's Office said Sunday that 22 homes and two outbuildings had been burned.

The Estes Park fire destroyed vacation cabins and closed the most commonly used entrance to the park. Clouds of smoke blew toward the 102-year-old Stanley Hotel that inspired Stephen King to write "The Shining."

Also over the weekend, residents of a subdivision near the northern Colorado city of Fort Collins learned that 57 more homes in their neighborhood had been lost to the High Park Fire, which already had claimed 191 homes, authorities said.

The High Park Fire is the second-largest wildfire and among the most expensive in Colorado's history. It has scorched more than 130 square miles and was just 45 percent contained on Sunday, The Denver Post reported.

With Colorado midway through its worst wildfire season in a decade, travelers have seen some of their favorite sites closed to the public, obscured by smoke and haze. Some travelers were awoken with evacuation orders.

Families planning whitewater rafting trips or visits to the stunning red-rock formations in Garden of the Gods park in Colorado Springs were instead spending their vacations passing out bottled water and setting up cots in evacuee centers.

They included Mark Stein, of Morristown, N.J., whose family arrived after midnight Sunday at their Manitou Springs hotel for a week of whitewater rafting and sightseeing.

"We were sleeping for 15 minutes when they started knocking on the door ? a day from hell," Stein said of the day of travel. With his wife and two sons, Stein spent the first night of his vacation setting up cots for more than 200 evacuees who slept at the school.

"I think it's the best vacation ever. This is what the real world is about. There's a lot of people that need help," Stein said.

Also Sunday, a brushfire that began near Elbert, about 50 miles southwest of Denver, quickly spread to about 60 acres, forcing the evacuation of about 100 residents.

Elsewhere, firefighters contended with windy and heat as they battled wildfires in Utah, New Mexico, Arizona and California.

? In Utah, a 15-square-mile blaze around Fountain Green in Sanpete County was threatening more than 359 permanent structures and 213 mobile homes and travel trailers in four rural subdivisions, forcing about 1,000 people to flee. BLM says the human-caused fire erupted Saturday afternoon. Officials report progress on a 9-square-mile wildfire around Saratoga Springs, about 40 miles south of Salt Lake City.

? In Montana, two wildfires were burning in the southwest part of the state, including the fast-moving Antelope Fire, which started Saturday afternoon about 10 miles north of Whitehall and had grown to 462 acres on Sunday. About 100 firefighters were battling that blaze.

? In Arizona, the U.S. Forest Service said late Sunday that containment against the Poco Fire, just outside of Young, is up to 65 percent and remains under 12,000 acres. Officials say many of the firefighting resources are being released to their home units or to other fire assignments.

Associated Press

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Monday, June 25, 2012

London 2012 Olympic Games-themed gala concert in Hertford

Sunday, June 24, 2012
10:54 AM

CELEBRATE the London 2012 Olympic Games with the Hertford Symphony Orchestra at a gala concert in the county town this afternoon (Sunday).

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With an Olympic theme, the Musical Olympiad programme at the Hertford Theatre on Sunday at 3.30pm will include Olympic anthems by John Williams and Ravel?s Bolero, which accompanied the medal-winning performance by skaters Torvill and Dean.

The concert will also feature the theme music from Chariots of Fire. The orchestra will be joined by soprano Katie Lowe and South Korean tenor Jung Soo Yun in a performance of much-loved arias, including Nessun Dorma and music from Puccini?s La Boheme.

The celebrations will end with a rousing performance of Pomp and Circumstance and Jerusalem, with plenty of opportunity for flag waving.

Tickets cost ?12 adults, ?6 children and ?30 family ticket.

* Olympic gold medallist Harold Abrahams, who inspired Chariots of Fire, lived in Great Amwell and is buried at St John The Baptist Church, Great Amwell, which is set to open its doors to visitors today as part of Open Church Sunday.

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Deal agrregator site with Ipad/iPhone/BB/smartphones by asystems

Bids?
10

Avg Bid
$3092 USD

  • Project ID:

    1715084
  • Project Type:

    Fixed
  • Budget:

    $1500-$3000 USD

Project Description:

I'll provide detailed directions, full design, user interface and content/text along the way

We aggregate/compile (search, filter, organize and recommend) daily deals from numerous web sites as an affiliate and simultaneously we post, run, promote and manage our own using a dashboard.

We are looking to put together a brand new web site from scratch. We will work very closely with you/your team and will provide specific directions, UI, content and design. Here are some of the ?must? features that we would need for this web site (not listed in order of importance):

? Distribution/Integration via email, Facebook, Twitter and search
? Android, iOS/iPhone or any smartphone compatibility
? Filter/Sort by time, percent and price
? Search deal territory/market
? List view and map view
? Choose deal category
? Easy registration
? No need for manual update of deals
? User-friendly admin panel
? Deals gathered automatically
? Payment integration with major CC
? Bar code reader and coupon generator

Note: only experienced team with similar experience will consider for this job

Skills required:

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Last seen: Jun 24, 2012 1:28 AM EDT

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Sunday, June 24, 2012

DoUpTo: It doesn't matter whether you prefer Android, iPhone or even windows - Mobile is the future!!... http://t.co/yMZ1AErM

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Citrix coming soon to Windows 8

In the wake of Monday?s announcement of Microsoft?s Surface tablet and yesterday?s announcement of Windows Phone 8, we?re more excited than ever about Windows 8 and the stunningly elegant array of ultra-books, tablets and now phones that will start appearing this fall. Faster and finger ready, Windows 8 is going to be a great new platform for accessing Citrix enabled apps and desktops using Citrix Receiver.

With the release of Windows 8 later this year, you?ll have a choice of using Citrix Receiver on your Windows 8 desktop or Receiver for Windows 8 Metro on either your Intel or ARM based Windows 8 devices.? Receiver for Windows provides our most advanced desktop features, such as HDX optimizations for Lync, support for RemoteFX, and? follow-me data with CloudGateway 2 and ShareFile.

To learn more and to read the entire article at its source, please refer to the following page, Citrix coming soon to Windows 8- The Citrix Blogs

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Blair: Germany must underwrite eurozone debts

(AP) ? Former British Prime Minister Tony Blair says the eurozone can survive only if Germany agrees to underwrite the debts of the currency union's financially struggling members.

He told BBC television Sunday that safeguarding the euro "means treating the debts of one as the debts of all."

Blair says "the only thing that will save the single currency now is ... a sort of grand plan in which Germany is prepared to commit its economy fully to the single currency."

In return, other eurozone nations must implement sweeping reforms, he says.

Blair, who left office in 2007 and stood down as leader of the Labour Party, insists Britain could in the future join the euro.

Prime Minister David Cameron, of the rival Conservative Party, vows that won't happen during his tenure.

Associated Press

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Saturday, June 23, 2012

U.S. criticizes Argentina, Indonesia import curbs at WTO

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The Secret Butt-Kicking Lives Of Other World Leaders

By Jessica Marshall The vampire-slaying exploits of America's 16th president are getting major press this week with the release of the big-screen adaptation of Seth Grahame-Smith's bestselling, pseudo-historical novel "Abraham Lincoln: Vampire Hunter." Timur Bekmambetov directs and Benjamin Walker stars in the film, which paints a surprisingly convincing picture of how the President's quest for [...]

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Friday, June 22, 2012

Madefire Reinvents Comics For The iPad, Signs Up True Ventures And Watchmen Artist Dave Gibbons

Madefire_Home page_Image for Pre-briefingsComic books have made a pretty smooth transition onto the iPad ? in fact, the Comixology app has become my preferred method of reading new issues. But the founders of a startup called Madefire are trying to push things further. They want to create comics designed specifically for tablets, rather than simply converting content that was created for print. You can get a taste of the Madefire experience in the video below. To me, using the app feels like someone took a regular comic, then jazzed it up with animation, music, and sound effects ? yet you can still see the comic book at the heart of the experience. The company calls the titles "motion books", a name that's reminiscent of motion comics, another attempt to bring comics into the digital world. However, founder Ben Wolstenholme says there's a big difference:

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China telecom firms may be subsidized: U.S. lawmaker

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Chris Brown: 'Look At Me Now' Gave Me Hip-Hop Cred

'I didn't sing on the record at all. It just was a rap song,' budding MC Breezy tells MTV News.
By Rebecca Thomas


Chris Brown
Photo:

When we caught up with Chris Brown last March, he was still rocking a blond crop (remember that?) and he'd just dropped what he jokingly called his "first rap video," "Look at Me Now." Breezy's bars were cheeky, with allusions to yellow Lambos ... among other things yellow — and surprisingly adept.

Still, while featured guest Lil Wayne gave the pop&B singer a co-sign, the YMCMB captain also famously told Rolling Stone that he would stop at letting Brown spit on his own record, insisting, "I cannot have Chris Brown rapping on Tha Carter IV." Weezy offered this by way of explanation: "Do you know how many rappers would be like, 'I can't get on Tha Carter IV, but this n---a put Chris Brown on that bitch? Rapping?' "

Well, Chris wasn't going to sit around waiting Wayne to give him a feature. Having made enough believers out of the chart-topping track, he decided to keep it coming.

"I didn't sing on the record at all. It just was a rap song," Brown told us when he visited the MTV Newsroom last week, incidentally, hours before he found himself at the center of a bottle brawl with rapper Drake. "So I was like, 'Cool, if they going with it, I'm gonna keep going.' "

Freestyles followed as Chris shored up his rap cred. And on the upcoming Fortune, he put the growth on display, teaming up again with F.A.M.E. collaborators Big Sean and Wiz Khalifa for the drum-laced "Till I Die."

But Team Breezy shouldn't worry that Chris plans to quit crooning. Though he has the full blessing of his (initially reluctant) management team to craft sweet 16s, he's just having a good time. "With the hip-hop and the rapping, it's more of — I wouldn't say [a] hobby — it's just me expressing myself.

"I'm not going to sit here and say I'm the best rapper or I'm a rapper," he added with a big smile. "I'm just saying I could do it, I guess, if y'all like it."

How do you rate Chris' skills as an MC? Share your thoughts in the comments below!

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Thursday, June 21, 2012

Rezound ICS love, Verizon client login errors [From the Forums]

From the Forums

Just in case you missed out on some of the Android news today, now is the time to go ahead and get yourself fully caught up. Here on the blogs and in the Android Central Forums there is plenty to talk about. Have some questions? Need some help or just looking to chat Android? You know where to go, check out some of the threads below to get started.

If you're not already a member of the Android Central forums, you can register your account today.



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